The Basics

This is a comprehensive list of the information you will need at hand when completing the D&C Financial Corp. Online Application. Keep in mind that you will need this information for the borrower and the co-borrower, if applicable.

Residence
Supply this information for the past two years:

  • Address, City, State, Zip
  • Number of years

Employment
Supply this information for at least the past two years:

  • Employer Name, Address, Phone #
  • Position, Title, Type of Business
  • Dates of employment
  • Monthly income

Monthly Income

  • Base Salary
  • Overtime
  • Bonuses
  • Commissions
  • Dividends and Interest
  • Rental Income
  • Other

Housing Expenses

  • Rent
  • First Mortgage (P&I)
  • Other Financing
  • Hazard Insurance
  • Real Estate Taxes
  • Mortgage Insurance (MI)
  • Homeowner Association Dues
  • Other

Assets
Company Name, Address and Acct # for:

  • Checking and savings accounts
  • Credit unions
  • Stocks & Bonds
  • Life insurance net cash value

Other Assets
Supply Description and Value for:

  • Real Estate Owned
  • Vested interest in retirement fund
  • Net worth of business(es) owned
  • Automobiles owned (make/year)
  • Personal Property

Liabilities
Name, Address, Acct # and Balance for:

  • Charge accounts
  • Car loans
  • Student loans
  • Alimony/Child Support
  • Separate Maintenance Payments
  • Job Related Expense (child care, union dues, etc.)

Real Estate Owned
Lender Name, Acct #, and:

  • Type of Property
  • Present Market Value
  • Loan Balances
  • Gross Rental Income
  • Monthly Payment
  • Insurance, Maintenance, Taxes

Advanced Loan & Mortgage Calculator

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